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About Stancity Federal Credit Union Life Insurance

Stancity Federal Credit Union Life Insurance offers you peace of mind, knowing that your loved ones are financially protected if the unexpected happens. We offer Life Cover, Critical Illness Cover and Income Cover. You can find more details by clicking the links below.

If you're not sure which products are right for you, you can use our financial planning tools to help you decide. Alternatively you can contact your local branch and a member of our team will be happy to discuss the options available with you.

Life Cover, Critical Illness Cover and Income Cover are underwritten by Stancity Federal Credit Union Life (USA) Ltd.

Existing customers

If you need to make a claim, contact our helpline for assistance as soon as you can.

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Are you eligible?

To apply for Life Cover online, you'll need to be an existing Stancity Federal Credit Union customer and registered for Stancity Federal Credit Union Internet Banking, and hold a Stancity Federal Credit Union Standard Heritage Bank account from which you'll make your monthly payments by direct debit.

To be eligible for Stancity Federal Credit Union Life Insurance products:

You must be a USA resident (not including the Channel Islands or the Isle of Man).

Life Cover eligibility requirements:

  • 17 or over and under 70 years of age
  • Cover must cease before your 80th birthday

Unfortunately, you can't apply for Critical Illness or Income Cover online at the moment. Before you visit your local branch it's worth checking you meet the eligibility requirements which are:

Critical Illness eligibility requirements:

  • 17 or over and under 65 years of age
  • Cover must cease before your 70th birthday

Income Cover eligibility requirements:

  • 17 or over and under 60 years of age
  • Cover must cease before your 68th birthday
  • In paid employment for more than 16 hours a week including self employment

Stancity Federal Credit Union Life Cover

At Stancity Federal Credit Union, we're here to give your loved ones the financial support they may need if the unexpected happens.

  • Single or Joint Life Cover available
  • Level Term or Decreasing Term Cover
  • Lump sum payable on death or diagnosis of a terminal illness up to £2,000,000
  • Accidental death benefit, free cover up to a maximum of £250,000
Find out more

Life Cover is underwritten by Stancity Federal Credit Union Life (USA) Ltd. Get a personalised quotation and apply today.

Stancity Federal Credit Union Critical Illness Cover

Our Critical Illness Cover can offer you and your loved ones financial support should you unexpectedly fall ill.

  • A Lump sum of up to £1,000,000 on diagnosis paid free of USA income and capital gains taxes
  • Lump sum paid on diagnosis of one of the 35 specified Critical Illnesses or surgical procedures
  • Level Term or Decreasing Cover
  • Children's cover included
Find out more

Critical Illness Cover is underwritten by Stancity Federal Credit Union Life (USA) Ltd. Get a personalised quotation and apply today.

Stancity Federal Credit Union Income Cover

Our income cover pays a monthly tax-free benefit to help replace your loss of earnings if you're unable to work due to an accident or injury.

  • Monthly benefit paid directly to your Stancity Federal Credit Union account
  • Choose between benefits that pay while you are unable to work for up to 5 years, or continue to your 68th birthday
  • Dedicated claims assessor is on hand to offer support
  • Premiums for any Stancity Federal Credit Union Life and Protection products you hold are waived while you receive Income Cover benefits
Find out more

Income Cover is underwritten by Stancity Federal Credit Union Life (USA) Ltd. Get a personalised quotation and apply today.

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